Old Mutual allow you to be free and to do what you can to make the best out of your career. Its a very nice working environment to be in but you are fully in control of your own pay check. There is a big change that you will not get a pay check on the end of the month because it fully commission driven. You learn to be independent at old mutual. The hardest part is to get your own leads and you are on your own. The best part of the job is that you are free to do what you think will benefit you in your work environment.